Relocating 2 Oahu

More on Spring Cleaning

Here are more cleaning tips for you to use all over your home, including your car and lawn!

Did You Know?

In Paris, home buyers must submit to a physical exam before they get a loan, so the bank is assured that the borrowers are healthy enough to repay the loan!

Financing Your Child's Education

So you've decided to send your child to private school.  Now you're asking yourself if you can afford it.

Click here for a how-to guide for financing your child's education.

Hawaii's Private Schools (2005 - 2006)

Finding the right private school for your child is a key step in their education.

This article will give you some hints and tips to selecting the right school for your child, this guide will give you the names, phone numbers, addresses and other additional information for all the private schools on Oahu.

Spring Home Tune-Up

Part 2 of our Spring Cleaning frenzy.

Here you'll find tips on ways to spruce up your future home in Hawaii.

Pre-Qualification & Pre-Approval: What's the Difference?

You've heard these terms before.  What do they mean?

The act of getting pre-qualified is the first step in obtaining mortgage financing.  The lender will ask the borrower a few questions to provide the lender with a quick overview of the borrower's income, debt savings, etc.  The lender will also obtain a credit report to help determine the borrower's eligibility.

Pre-approval, however, is an actual written document stating that the borrower does indeed have the full support of a lender.  It means all necessary paper work has been done and reviewed by an underwriter.  Based on the information and documentation provided by the borrower, the underwriter will come back with a dollar amount that the borrower is approved for.

Pre-approval allows potential homeowners to shop for homes in their price range, as well as most times, the seller will take a pre-approved buyer more seriously.

Contact us today to see how you can start on the path to pre-approval!